Wednesday, September 14, 2011

Medicare Consumer Guide

We’re all getting a little older each day, something that I don’t even want to think about especially now that I have a child and it hurts just to think that someday she may want to live far from me and probably by then I will just have to be content with a phone call or an e-mail.

 There are some things that happen at the age of 65, some people can start getting their full social security, and others can apply for Medicare.  Medicare is the government run healthcare plan for seniors aged 65 and older. 
One of the problems with Medicare as I researched it is that it does not cover all your expenses, especially the entire cost of prescriptions.  That’s where something you may not have heard of, Medicare Part D, comes into play.  Medicare Part D is an extra insurance coverage you can obtain from third party private companies to lower your prescription costs.  Medicare approves the companies who offer Medicare Part D plans.  If you can’t afford Medicare Part D costs, there are programs available to assist with those expenses, but the programs are based on your income.  So, if you’re turning 65 soon, or are already there, you may want to educate yourself about Medicare and how it will affect your healthcare choices as you move into your golden years.

Please be informed that this post is brought to you by . All opinions are mine.

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